Smart Plan

Overall Policy Information

  • Overall policy:
    • CATS: 8 weeks – 15 years
    • DOGS: 8 weeks – 12 years
  • No breed related conditions excluded.
  • Waiting periods:
    General – 30 days from start date of policy.
    Accidents – no waiting period.
  • Claims: processed within 72 hours.
  • Payments: can be made to veterinarian directly, upfront, via our pre-authorization process.

OPTIONAL ADD-ONS

  • Lifestyle Benefits
  • TAME Vet App (Standard Package)

What your pet is covered for

  • Consultations
  • Diagnostics

    • Radiology

    • Blood tests

    • Biopsies and more

  • Surgery
  • Post-operative supportive rehabilitation*
  • Accidents
  • Acute Medication
*Orthopedic surgeries only and subject to treatment plan protocols.

Annual and Claim Limits

Annual Limit:

  • R30 000

Per Claim Limit:

  • Illness R6 000 per claim
  • Accident R8 000 per claim
  • Diagnostics R1 000 per claim

Per Surgical Event:

    Post Operative Rehabilitation:

  • R1 000 per event

Excess Structure

  • 15% of claim cost, minimum R250

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